Introducing the FHA & HUD-Owned

Home Sales Incentives. Increasing the

Affordability of Homeownership.

financing.

borrower for closing costs, prepaids

and/or repairs at closing when using

FHA financing.

funds still apply.

eligible states/territories.***

owner-occupant are eligible.

available at: http://www.hud.gov/homes

*The LTV may exceed 100%, up to 110%, as the

result of fi nancing closing costs and prepaid

expenses, and/or to fund a repair escrow

included in the sales contract. The cost of repairs

may not exceed $5,000. **Refer to maximum

loan amounts section in product description.

***The new products are available in all states/

territories where HUD is currently off ering its

$100 down payment program. See product

description for state restrictions. Programs

available only to qualifi ed borrowers. Programs

subject to change without notice. Underwriting

terms and conditions apply. Some

restrictions may apply. 0309