|
|
  
30 Year Fixed Mortgage
Lock in a low fixed-rate mortgage and leave fluctuating adjustable rates behind.
Rates going up? Rates going down? Who can predict? Refinance into a low fixed-rate mortgage and gain the security of knowing that your monthly principal and interest (P&I) payments won't change, no matter how interest rates fluctuate in financial markets. Apply now to refinance my mortgage.
FHA Home Refinance Loans
Take advantage of the many benefits of refinancing your home - from getting cash out, to lowering your payment, to protecting your investment - our FHA refinancing programs give you financial breathing room with as little as 5% equity. FHA refinancing offers financial freedom, a federally insured home loan, and the low fixed rate you are looking for. If you already have an FHA loan, you may be eligible for a FHA streamline refinance that doesn't require an appraisal, credit check, income verification, or a face-to-face application. Call one of our FHA mortgage consultants at 800.352.0590 to learn more and find out the guidelines in your area. Not sure if you have an FHA loan currently? Check here.Our FHA Home Refinance Loan Benefits:
- Cash Out Refinancing: Tap your home's equity with Cash Out refinancing with as little as 15% equity.
- Lower Rate Refinancing: Lower your payment by reducing the interest rate on your current home loan. Home owners with currentFHA loans in good standing may further qualify for an FHA streamline refinance 800.352.0590details.
- FHASecure is a refinancing option that gives homeowners with non-FHA adjustable rate mortgages (ARMs), current or delinquent and regardless of reset status, the ability to refinance into a FHA-insured mortgage. With FHASecure, you will not automatically be disqualified because you are delinquent on your loan, and you may be offered a second mortgage to make up the difference between the value of your property and what you owe.
FHA refinancing is only available to homeowners who are currently using their home as their principal residence. FHA refinancing is available for homeowners of single-family, multi-family homes, with verifiable income and who are able to make their mortgage payment. Cash out is not available under FHA Secure. To see if FHA is right for you, click Apply Now or speak to one of our FHA mortgage consultants at 1-800.352.0590
FHA Home Purchase Loans
Whether you're a first-time buyer or have purchased a home before, our FHA programs Home Loans offer many benefits to help you purchase your dream home. FHA guidelines provide for lower down payments and more flexible guidelines, helping those buyers who may not qualify for a conventional mortgage loan. Call one of our experienced mortgage consultants at 1-800.352.0590 to learn more about government secured home loan guidelines in your area. Apply now to purchase a new home.
FHA Home Purchase Loan Benefits :
- Down payments as low as 3.5%
- Allowed 2 years after bankruptcy
- Allowed 3 years after foreclosure
- Less than perfect credit
- Self employed okay
- Tax credit up to $8000 for first-time home buyers
- Federally insured
- Fixed monthly payments*
- Increased FHA loan limits up to $729,750 in some markets. Call our mortgage consultants today for the limit in your area.
New Obama/First South Mortgage housing stimulus program just announced!
$100 total down gets you into a Home.
With Our New FHA Sales Incentives
Click here for more information or call us
800.352.0590
Follow us on 
We are proud to be a  approved lender.
|
 |
|
|
Customer testimonials:
I chose your company after using your extensive mortgage calculators on your Internet web site. I was very impressed with your low interest rates and your low fees. I did research on many other mortgage companies, but after reviewing all the information, I called First South Mortgage for pre-qualification. Even our real estate agent, who tried to get me to use her broker, was impressed with your interest rates and low fees.- T. Stoll Cherry Hill, NJ
"Your site is incredible. It's amazing the amount of information you provide for your customers, at no charge. First South Mortgage is really setting a new standard in customer service in the mortgage industry. Keep upthe great work and high standards." - K. Allen Palm Beach Gardens, FL
You guys were the best! Best rates and fastest service I have ever seen. My loan officer was extremely knowledgeable & kept us informed every step of the way. Everything at closing was just as promised from the begining. No hidden costs or fees. You have earned my trust! I will definitely recommend you to my family and friends! - D. Ulrich Charlotte, NC  |
|
|
